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What would you like to understand better?
Housing has been in the spotlight for the past decade, both in Iceland and abroad. That is no surprise. For most people the largest share of their assets is tied up in property, and access to secure housing is directly linked to stability, financial security and quality of life.
Despite the importance of housing, far more has been written about stock markets than about housing markets, both in public debate and in academic writing. The aim here is to put that right by gathering independent, accessible knowledge in one place for people who want to understand the housing market better: prices, supply, rents, loans and the other factors that shape it.
All about mortgages
The site's main subject areas. Each category gathers together explanations, data, legislation and sources on its topic.
Learn about mortgage indexation
Indexation
Money and inflation
Interest rates
Indexed and non-indexed mortgages – pros and cons

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